Waterloo FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Waterloo, Iowa.

Featured Foreclosure Listings in Waterloo, IA

Waterloo Home Foreclosure Listing ID: 2135305

Foreclosure

Waterloo, IA - 50703

3 Bd | 1.5 Ba | $24,900.00

Waterloo Home Foreclosure Listing ID: 2146729

Foreclosure

Waterloo, IA - 50703

2 Bd | 1 Ba | $35,000.00

Waterloo Home Foreclosure Listing ID: 2146669

Foreclosure

Waterloo, IA - 50703

3 Bd | 1 Ba | $44,000.00

Waterloo Home Foreclosure Listing ID: 2142625

Foreclosure

Waterloo, IA - 50701

2 Bd | 3 Ba | $79,900.00

Waterloo Home Foreclosure Listing ID: 2146719

Foreclosure

Waterloo, IA - 50701

3 Bd | 1.1 Ba | $130,000.00

Total: 16
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
13 Photos
W 7TH ST Waterloo IA 50702 Foreclosures 3 1 $24,900.00 Details
2
6 Photos
LAFAYETTE ST Waterloo IA 50703 Foreclosures 2 1 $35,000.00 Details
3
1 Photo
OLIVER ST Waterloo IA 50703 Foreclosures 3 1.5 $24,900.00 Details
4
3 Photos
LONGFELLOW AVE Waterloo IA 50703 Foreclosures 3 1 $29,900.00 Details
5
9 Photos
KRIS LINE DR Waterloo IA 50701 Foreclosures 2 3 $79,900.00 Details
6
6 Photos
UPTON AVE Waterloo IA 50701 Foreclosures 4 1 $79,900.00 Details
7
9 Photos
ALTA VISTA AVE Waterloo IA 50703 Foreclosures 4 1.5 $122,500.00 Details
8
6 Photos
COTTAGE GROVE AVE Waterloo IA 50703 Foreclosures 3 1 $44,000.00 Details
9
19 Photos
LOVEJOY AVE Waterloo IA 50701 Foreclosures 3 1.1 $130,000.00 Details
10
6 Photos
ALTA VISTA AVE Waterloo IA 50703 Foreclosures 4 1.5 $90,000.00 Details
11
3 Photos
BLUFF ST Waterloo IA 50702 Foreclosures 3 1 $15,900.00 Details
12 -
0 Photo
FOREST AVE Waterloo IA 50702 Foreclosures 3 1 $64,900.00 Details
13
1 Photo
W 2ND ST Waterloo IA 50701 Foreclosures 3 1 $43,900.00 Details
14
1 Photo
KINGSLEY AVE Waterloo IA 50701 Foreclosures 3 1 $65,900.00 Details
15 -
0 Photo
HAMMOND AVE Waterloo IA 50702 Foreclosures 2 1 $57,800.00 Details
16
1 Photo
E SHAULIS RD Waterloo IA 50701 Foreclosures 5 - $29,900.00 Details
About our Listings

How to Buy Waterloo Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Waterloo, IA starts with finding listings. By browsing Waterloo foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Waterloo, IA.

>> See more info about how to Buy foreclosures

How to Invest in Waterloo Foreclosures

How to invest foreclosure

Waterloo foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Waterloo real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Waterloo foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Waterloo foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Waterloo

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Waterloo will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Waterloo, IA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Waterloo apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Iowa Foreclosure Laws

Foreclosure law

Iowa real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in Waterloo have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are Waterloo REO properties.

Waterloo Banks Foreclosures

Bank Foreclosure

Waterloo bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Waterloo, IA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Waterloo bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Waterloo Iowa to be similar to buying from an agent. Check our Waterloo bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Waterloo Government Foreclosures

Government Foreclosure

Waterloo Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Waterloo IA are another popular type of foreclosure, as are VA foreclosures in Waterloo, which are available from the Veterans Affairs Department for especially great deals. Check our Waterloo government foreclosure listings.

>> See more info about govermment foreclosures

Waterloo Pre-Foreclosures

Foreclosure

PreForeclosures in Waterloo are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Waterloo Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Waterloo Foreclosure Auctions

Foreclosure Auction

Most Waterloo foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Waterloo, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Waterloo, IA. We offer a comprehensive Waterloo foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Waterloo, Iowa

Find Home Foreclosure Listings in Waterloo, IA

Waterloo foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Waterloo, IA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Waterloo Iowa, best affordable foreclosure condo in Waterloo, cheap apartments for sale, bargain foreclosed homes for sale in Waterloo, IA and earn huge savings on the homes YOU want to buy!

Our Waterloo Foreclosure Lists

You can find Waterloo foreclosure homes for sale which you can buy for living or investment. Simply click through our Waterloo foreclosure home listings to find government foreclosures and bank owned homes in Waterloo area. If you're searching for a deep discount or low prices on real estate then searching our Waterloo foreclosure lists for homes foreclosure for sale or short sale listing in Waterloo is your answer. Our up-to-date Waterloo short sale listings provide the latest investing opportunities on affordable Waterloo bank owned property listings, government pre foreclosure lists, Waterloo banrkuptcy homes and Waterloo HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Waterloo, you should have little trouble finding the cheapest deal on a foreclosed home in Waterloo, Iowa.

You can also search Hudson foreclosure listings and Evansdale foreclosure listings for more properties in the neighboring area.



Waterloo, IA

As of 2011, Waterloo's population is 66,870 people. Since 2000, it has had a population growth of -2. 72 percent. The median home cost in Waterloo is $89,300. Home appreciation the last year has been 1. 37 percent. Compared to the rest of the country, Waterloo's cost of living is 17. 50% Lower than the U. S. average. Waterloo public schools spend $5,125 per student. The average school expenditure in the U. S. is $5,678. There are about 15. 2 students per teacher in Waterloo. The unemployment rate in Waterloo is 7. 90 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Waterloo jobs have Increased by 1. 74 percent. Average Commute time is 17 minutes. The National Average is 28 minutes.

Peoplewaterloo, iaUS
Population66,870307,829,557
Pop Density1,09187
Pop Change-2.72%9.34%
Median Age37.336.6
Households27,723116,329,167
Household Size2.342.58
Male Population48.53%49.31%
Female Population51.47%50.69%
Married Population47.34%47.15%
Single Population52.66%52.85%
Estimated Households By Household Incomewaterloo, iaUS
Income Less Than 15k15.18%12.10%
Income Between 15k And 25k13.49%10.18%
Income Between 25k And 35k14.58%10.56%
Income Between 35k And 50k17.95%14.98%
Income Between 50k And 75k19.55%19.53%
Income Between 75k And 100k9.59%12.52%
Income Between 100k And 150k6.59%12.14%
Income Between 150k And 250k1.30%3.91%
Income Between 250k And 500k1.41%3.34%
Income Greater Than 500k0.36%0.75%
Economywaterloo, iaUS
Unemployment Rate7.90%9.10%
Recent Job Growth1.74%-0.12%
Future Job Growth35.58%31.25%
Sales Taxes7.00%6.80%
Income Taxes8.98%6.25%
Income Per Cap$22,010$27,067
Household Income$40,569$52,954
Housingwaterloo, iaUS
Median Home Age52.535.1
Median Home Cost$89,300$175,100
Home Appreciation1.37%-3.15%
Homes Owned64.55%59.90%
Housing Vacant7.18%10.37%
Homes Rented28.27%29.73%
Property Tax Rate$13.95$11.20
Owner Occupied Housing Units By Valuewaterloo, iaUS
Less Than 20k2.52%2.65%
20k To 399999.36%3.76%
40k To 5999915.29%4.99%
60k To 7999916.19%6.01%
80k To 9999915.06%7.27%
100k To 14999926.29%19.24%
150k To 1999998.05%14.67%
200k To 2999994.96%18.09%
300k To 3999991.13%9.14%
400k To 4999990.47%4.94%
500k To 7499990.56%5.42%
750k To 9999990.11%2.03%
1kk Or More0.00%1.77%
Educationwaterloo, iaUS
School Expend$5,125$5,678
Pupil Teacher Ratio15.214.9
Students Per Librarian526803
Students Per Counselor421513
2 Yr College Grad8.87%7.47%
4 Yr College Grad14.05%17.42%
Graduate Degrees5.98%10.12%
High School Grads86.65%84.72%
Crimewaterloo, iaUS
Violent Crime64
Property Crime64
Housing Units By Year Structure Builtwaterloo, iaUS
1999 To 20054.66%13.71%
1995 To 19981.57%8.54%
1990 To 19942.89%5.77%
1980 To 19896.02%13.87%
1970 To 197916.21%16.17%
1960 To 196913.85%11.70%
1950 To 195919.24%11.08%
1940 To 194911.15%6.02%
1939 Or Earlier24.40%13.15%

Table Information